Asians bad drivers


And as the title of this article demonstrates, race and ethnicity may actually play a bigger role in your car insurance premium than your own driving record. All we have to do is look at the breakdown of premiums on an overall average and by race. The actuarial tables are not a clean and neat spreadsheet that anyone can see for themselves. First generation Asian migrants into Western driving society seem to suffer from attitude issues, rather than necessary skills. Eat Your Kimchi frequently refer to the bad driving that they encounter. The all comes down to attitude when driving. The data of course bears this out. News, press releases, letters to the editor: You need to login to do this.
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‘Fresh Off The Boat’ Highlights Why The ‘Bad Asian Driver’ Stereotype Is Ridiculous

A reverse example where Italy from Axis Powers Hetalia drives so crazily that Japan makes a safer car just so he never has to endure that experience again. The "instructor" states that one of the most heinous mistakes he sees on the road is "DWO: We tell you about this stereotype to give you this fact, specifically — Asian are actually very skillful drivers. Luckily, this mistake saves the Enterprise by causing them to arrive late to Vulcan, preventing them from being obliterated like the rest of the fleet by Nero. Yes, you and your neighbor may have the exact same driving record in the exact same location, but your neighbor could pay less if he or she is a different age, gender, race or socioeconomic status as you are. First of all, we have to address from where the stereotype comes. So most white and black drivers in effect pay more for car insurance than their Asian brethren across the board. The stereotype that Asians are bad drivers. And as the title of this article demonstrates, race and ethnicity may actually play a bigger role in your car insurance premium than your own driving record. The all comes down to attitude when driving.
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Myth-busting the ‘Bad Asian Driver’ myth: Car insurance rates don’t lie

Research found that many of the major auto insurers seem to take a rather racially-biased view on geography when it comes to setting premiums for all drivers in a particular region. This may explain at least part of Asians having lower auto-insurance rates, along with their known better driving records. In the process of gathering this information, they will often base their premiums on a number of factors — and believe it or not, your own driving record or history is actually just one factor. In other words, the Western world is much more spread out and less congested than in Asian countries. Skills in driving can be learned, as can learning the rules of the road. You know how I know this? In Real Life , this may have something to do with lax traffic laws in Asian countries and the fact that widespread automobile ownership in Asia is a new phenomenon for millions of people whose parents could only dream of driving a car. Analysts pore over mountains of data about various policyholders and look at risk rates for drivers of various personas. Of course, this drives right into another stereotype:
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Description:Skills in driving can be learned, as can learning the rules of the road. Asians average about four deaths for every , people. In other words, the Western world is much more spread out and less congested than in Asian countries. The most predominantly-black neighborhoods will be charged as much as two-thirds more than the national average, regardless of the income level off that neighborhood. News, press releases, letters to the editor: In the US, it doesn't help that some of the prominent Asian immigrant communities are in California , New York and New Jersey , three states where the populations in general have reputations backed by GMAC Insurance's annual study , no less for being terrible drivers regardless of race. Enter your email address to subscribe to this blog and receive notifications of new posts by email.

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Views: 911 Date: 13.10.2018 Favorited: 5 favorites

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